Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Bluffton, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time â and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Bluffton that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Bluffton. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Dill & Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning â building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Bluffton, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Bluffton, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Bluffton, SC, your trust can also:
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes â something that we have been helping clients achieve for years. Don't leave your legacy up to chance â contact our office today and secure your future generations.CONTACT US
Brunch is one of America’s favorite mealtimes as it traditionally takes place between late-morning and early afternoon and can accommodate either breakfast or lunch cravings.Here are 10 of Hilton Head Island’s best brunch stops, according to Tripadvisor.Ranked #10 on the list, A Lowcountry Backyard Restaurant del...
Brunch is one of America’s favorite mealtimes as it traditionally takes place between late-morning and early afternoon and can accommodate either breakfast or lunch cravings.
Here are 10 of Hilton Head Island’s best brunch stops, according to Tripadvisor.
Ranked #10 on the list, A Lowcountry Backyard Restaurant delivers a Lowcountry cuisine experience reminiscent of simpler times. This restaurant has been recommended and rated as the eatery with the best Lowcountry shrimp and grits in the Palmetto State. A hotspot for local island seafood and fare, the restaurant is located toward the south end of the island at 32 Palmetto Bay Road, Hilton Head Island, SC 29928.
Coming in at ninth place, Nectar Farm Kitchen has partnered with many local farms in the Lowcountry and throughout South Carolina to provide locally-sourced brunch dishes, as well as other regional mealtime options. Their Hilton Head Island location can be found at 35 Office Park Road, Hilton Head, SC. They also have a Bluffton location at 207 Bluffton Road, Bluffton, SC 29910.
Eighth on the list, Kenny B’s French Quarter Cafe is on the south end of the island across from Coligny Plaza. Kenny B’s channels the New Orleans French Quarter in regard to its decor and serves creole and New Orleans-style cuisine. The pièces de résistance are the beignets. The cafe can be found at 70 Pope Avenue Suite A, Hilton Head SC, 29928.
Number seven, Gringo’s Diner is located within Coligny Plaza on the south end of the island at 1 North Forest Beach Dr. E-5, Hilton Head Island, SC 29928. They offer a variety of no-fuss “quick-bites” and Mexican and American cuisine all year long.
Ranked number six on the list, Watusi Cafe sources fresh, local products from Palmetto State farmers within the state. This family-owned establishment uses all natural meats, fresh fruits and vegetables. Watusi provides environmentally conscious gluten-free hay straws, biodegradable plant-based cups & lids and sugar cane to-go containers. They can be found at 71 Pope Avenue, Hilton Head Island, SC 29928.
Coming in at number five, Southern Coney & Breakfast is an American-style cafe and diner that offers vegan and vegetarian options for their guests. Pancakes are the specialty of this brunch and lunch establishment, which can be found at 70 Pope Avenue, Hilton Head Island, SC 29928.
Ranked fourth on the list, Relish is a brunch establishment located at the island that serves a fresh take on your favorite Southern and Asian dishes. The restaurant offers vegetarian, vegan and gluten-free options so the whole family can enjoy the unique menu. Relish can be found at 33 Office Park Road #216, Hilton Head Island, SC 29928.
Coming in at number three, Links, an American Grill is located on the south end of the island in the Sea Pines community of Harbourtown. The establishment offers beautiful views of the Harbourtown Golf Links golf course where the annual RBC Heritage is held. This favorite can be found within the HarbourTown Clubhouse at 11 Lighthouse Lane, Hilton Head Island, SC 29928.
In second place, Palmetto Bay Sunrise Cafe has been around since 2002 and has garnered much attention since it first opened. This brunch option offers gluten-free and vegan options, a dog-friendly patio, with both indoor and outdoor seating. This local brunch hotspot is located in Palmetto Bay Marina at 86 Helmsman Way, Hilton Head Island, SC 29928.
And finally, ranked as the number one brunch spot on Hilton Head Island by Tripadvisor, Poseidon offers a wide variety of selections with brunch as one of many meal options available. The establishment offers fresh-catch items and “Coast-to-Coast” entrees. Poseidon promotes their island coastal cuisine with local and seasonal ingredients. They offer vegetarian-friendly and vegan options, as well as gluten-free options. Located mid island in Shelter Cove Towne Center, Poseidon can be found at 38 Shelter Cove Lane Suite 121, Hilton Head Island, SC 29928.
Bluffton fans of Island Nutrition and Okatie Nutrition won’t have to drive as far for the business’ shakes and teas.The owners have opened a third location — they’re calling this one LoCo Nutrition — in the Shoppes at Myrtle Park shopping center at Bluffton Parkway and Burnt Church Road.In January, Melonie Hackman and Doug Rounds took possession of the storefront in the plaza that also is home to Planet Fitness, ...
Bluffton fans of Island Nutrition and Okatie Nutrition won’t have to drive as far for the business’ shakes and teas.
The owners have opened a third location — they’re calling this one LoCo Nutrition — in the Shoppes at Myrtle Park shopping center at Bluffton Parkway and Burnt Church Road.
In January, Melonie Hackman and Doug Rounds took possession of the storefront in the plaza that also is home to Planet Fitness, but they were not able to start construction for several months. They are still waiting on some finishing touches, including a sign for the front.
LoCo Nutrition opened May 29.
“We are so excited about this location,” Hackman said. “It’s something our customers have been asking for.”
The Bluffton location will offer the same basic menu of Herbalife-branded shakes and teas but also will include pre-workout and post-workout options.
“That’s brand new for us,” Hackman said about the new “Fuel Your Workout” menu.
A grand opening will be scheduled in the next few weeks.
Hackman said fans should follow the shops’ Instagram and Facebook pages for information about hours and daily specials for LoCo Nutrition’s shake and tea combos.
“Ordering two drinks together is a different idea for some people,” Hackman previously told The Island Packet. “But it’s like when you go into any other restaurant and order a meal and a drink. The shake has the nutrition of the meal while the tea is your drink.”
There are dozens of different flavors of shakes, each with 24 grams of protein and about 250 calories. They are made to be energizing, metabolism-boosting and calorie-burning. If tea isn’t your thing, there are coffee options on the menu, and coffee-flavored shakes as well.
What: LoCo Nutrition
Where: 48 Burnt Church Road, Suite 200A
Hours: 7 a.m. to 6 p.m. Monday through Friday; 10 a.m. to 4 p.m. Saturday and Sunday
Seven high schools in Jasper County recently held their 2022 graduation ceremonies, in venues ranging from gymnasiums and recreation centers to football fields.Thomas Heyward Academy’s graduation was held May 27 in its gymnasium with 29 seniors. The valedictorian was Abigail Caroline Hayes and the salutatorian was Natalie Elizabeth King.The class has 10 future college athletes, 19 SCISA scholar athletes, 23 honors graduates, and 18 Beta Club members, headmaster Ben Herod said.Herod said the seniors w...
Seven high schools in Jasper County recently held their 2022 graduation ceremonies, in venues ranging from gymnasiums and recreation centers to football fields.
Thomas Heyward Academy’s graduation was held May 27 in its gymnasium with 29 seniors. The valedictorian was Abigail Caroline Hayes and the salutatorian was Natalie Elizabeth King.
The class has 10 future college athletes, 19 SCISA scholar athletes, 23 honors graduates, and 18 Beta Club members, headmaster Ben Herod said.
Herod said the seniors were accepted to 41 colleges and universities, and the class was collectively awarded more than $2.6 million in scholarships.
Polaris Tech Charter School said two graduates earned multiple scholarships to help with upcoming college costs.
The valedictorian was Julisa Martinez of Ridgeland, who earned the school's Reach, Rise and Soar Scholarship and the Palmetto Life state scholarship. Antana Cuiman of Ridgeland earned the Lt. Col. Lester Newton Scholarship and the Jasper County Chamber of Commerce Scholarship.
A total of 32 graduates marched June 4. The keynote speaker was Alyssa L. Richardson, state director and deputy chief of staff for U.S. Sen. Tim Scott.
The Jasper County School District held its graduation ceremony June 3 in Hardeeville. The valedictorian was Candace Reiley and the salutatorian was Tyler Fuller.
Honor graduates included NyAsia Witter, Britney Lewis, Geovanna Cruz, Nykeirra Scott, Lataye Walker, Dehyanna Murray, Brian Allen, Jason Bradshaw, Michael Montes-Velazquez, Paris Bowers and Zakiera Herring.
A total of 57 seniors graduated June 2 from Royal Live Oaks Academy of the Arts & Sciences Charter School in Hardeeville, the school’s sixth and largest graduating class.
The ceremony took place at the Hardeeville Recreation Center, located across the street from the school's campus. State Rep. Shannon Erickson was the guest speaker.
Rebecca Taliafaro received the Jasper County Chamber of Commerce Teachers Choice scholarship award and Riley McGuire received the Brennan Family Foundation Future Teacher Award. Edison Jefferson was the valedictorian and Savanna Fumbi was the salutatorian. Jefferson was presented the Board of Directors award.
The class received a total of $426,000 in scholarships, the school said. Two students received the South Carolina HOPE Scholarship, and 15 received the South Carolina LIFE Scholarship.
Legacy Christian Academy graduated four seniors this year: Dustin Scott, Hunter Ackerman, Rhia Burnette and Bryleigh Beach. Burnette was the valedictorian.
There were three graduates this year from Step of Faith Christian Academy: Casey Blanchard, Lyla Gainey and Madison Malphrus. Gainey served as valedictorian.
John Paul II Catholic School’s graduation took place May 28. The valedictorian was Madison Leah Heathcott and the salutatorian was Amanda Taylor Shaw.
The school’s graduates plan to attend the University of South Carolina, USC Beaufort, Lees-McRae College, Clemson University, Sewanee, USC Upstate, Tufts University, Mount Saint Mary's University, Georgia Institute of Technology, and the University of Florida. Others will enter the workforce in business, accounting and sportfishing.
Bluffton, SC – Founded in 1993 in Beaufort County, SC, the local carpet cleaners have expanded their footprint to service Hilton Head Island, Hardeeville, Ridgeland, and all of Jasper County. Carolina Carpet Cleaning’s cleaning process uses a carbonated cleaning solution resulting in no sticky residue left behind on carpets. This helps to prolong the life of the client’s carpet, retaining the carpet’s original luster, unlik...
Bluffton, SC – Founded in 1993 in Beaufort County, SC, the local carpet cleaners have expanded their footprint to service Hilton Head Island, Hardeeville, Ridgeland, and all of Jasper County. Carolina Carpet Cleaning’s cleaning process uses a carbonated cleaning solution resulting in no sticky residue left behind on carpets. This helps to prolong the life of the client’s carpet, retaining the carpet’s original luster, unlike traditional steam cleaning which can damage the integrity of the carpet pile. Their process does not require that the carpet be soaked with the carbonated solution, therefore, the time the carpet takes to dry is only 1 hour!
Carolina Carpet Cleaning’s expertise, coupled with the state-of-the-art equipment used, enables them to provide the best results to their clients. The services offered are carpet cleaning, upholstery cleaning, tile and grout cleaning, oriental rug cleaning, pet deodorizing, as well as car, boat, and camper cleaning. Carolina Carpet Cleaning uses the suction cleaning method that is considerably more powerful than a typical home vacuum, so anything that may have been trapped and buried deep down in the fibers of the carpet can be extracted easily. The dirt is removed, and the carpet’s color is allowed to show, resulting in a more vibrant ambiance. Their formulas are designed to be used in homes where children and pets roam free. When it comes to their technicians, they are all vigorously checked and cleared to work in residential areas for the client’s peace of mind.
Thousands of clients have benefited from the unparalleled expertise and excellent customer service that Carolina Carpet Cleaning offers. They have treated numerous people with care and professionalism, giving each home the attention to detail it deserves. The pricing structure is crystal clear. They offer quotes before the work begins, so clients need not worry about surprise costs or hidden fees, just clean carpets! Carolina Carpet Cleaning uses only quality products and professionally trained and highly skilled personnel. They are insured cleaners with liability insurance and they complete the work quickly and efficiently without compromising on quality.
The company’s commitment to customer service is unmatched by its competition, with hundreds of homes serviced annually! With the best equipment on the market, they get clients’ carpets looking like new again. There is no job too big or small for this carpet cleaning service. For efficient carpet cleaning in Bluffton, SC and more information about Carolina Carpet Cleaning, visit their website or talk to a customer representative at 843-575-6286. Their office is located at 273 Club Gate, Bluffton, SC, 29910, U.S.
Company Name Carolina Carpet Cleaning Contact Name Kevin Snow Phone 843-575-6286 Address 273 Club Gate City Bluffton State South Carolina Postal Code 29910 Country United States Website https://carpetcleaningblufftonsc.com/
BLUFFTON, S.C. (WSAV) – A lamb on the loose for several days in a Bluffton community is now safe and sound.Kelly Housaman said she was driving around Hampton Hall Club on Monday when she came across a sheep snacking on someone’s lawn.“Another couple who had also spotted it drove up on their golf cart and showed me a video of the sheep swimming in the lagoon with two gators coming after it,” she said.Housaman said she and the couple quietly followed the sheep through neighbors’ backyards. At ...
BLUFFTON, S.C. (WSAV) – A lamb on the loose for several days in a Bluffton community is now safe and sound.
Kelly Housaman said she was driving around Hampton Hall Club on Monday when she came across a sheep snacking on someone’s lawn.
“Another couple who had also spotted it drove up on their golf cart and showed me a video of the sheep swimming in the lagoon with two gators coming after it,” she said.
Housaman said she and the couple quietly followed the sheep through neighbors’ backyards. At one point, she found herself crouched down near a lagoon.
“About 2 feet away from me is another giant gator,” Housaman recalled. “All I can think is, ‘Please don’t make me gator bait while chasing this sheep.'”
The alligator kept its distance but Housaman said a solid hour passed before the lamb ran into the woods, ending the search for the day.
The next morning, Hampton Hall’s tennis director Paul Tollefson encountered the lamb. While he’d come across some wildlife before on the job (an armadillo included), this sheep was a first.
“I’d seen people talking about it,” he explained. “It chewed through the rope that it was tied to, most likely from a neighboring piece of land outside of the neighborhood.”
When he got to work Tuesday morning, Tollefson said he saw the lamb charging at a woman who was walking her two golden retrievers.
“Not sure if it was trying to play or what. The old lady was scared to death that her dogs were going to attack it. I tried to use my best sheep whispering, to no avail,” he laughed.
Instead, Tollefson asked the woman to walk her dogs inside the gated tennis court so the lamb would follow.
Sure enough, that did the trick.
“If anyone can come catch it, I got him fenced in,” Tollefson shared on Facebook.
“I dropped my kids off at school and rushed over there,” Housaman said. Meanwhile, Beaufort County Animal Services was en route.
Housaman said she was able to corner the sheep with the help of another resident, a security guard and Tallulah Trice, director of Animal Services.
“The sheep made a last-ditch leap and I caught the rope on my hand and grabbed him,” Housaman said. “He was pretty tuckered out at this point and allowed me to straddle him to keep him still while [Trice] grabbed her big carrier.”
She sealed her two-day-long lamb hunt with a selfie.
It’s believed the lamb is either a Cotswold or Dorset breed and had been on the run for six days. Trice said in a situation like this, it’s likely the rightful owner won’t come forward for the animal.
“It happens more than people think,” Trice said.
Just last month on Lady’s Island, a bull was seen trotting through traffic after escaping from a nearby pasture.
In fact, the director has three goats and nine chickens of her own from other animal encounters across the county.
“We deal with this kind of stuff all the time,” Trice added.
So where is the lamb?
Now named Poseidon, he’s taken residence at Edenhope Farms, an animal sanctuary/bed and breakfast on Marsh Drive.
Farm owner Cyndi Allison said Poseidon is fitting right in with the other animals — peacocks, chickens, cattle, ducks and her famous billy goat included.
“He’s doing great,” Allison said.
Should you happen across any sheep roaming around your neighborhood, Beaufort County Animal Services can be reached at 843-255-5010.