Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Hanahan, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time â and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Hanahan that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Hanahan. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Dill & Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning â building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Hanahan, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Hanahan, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Hanahan, SC, your trust can also:
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes â something that we have been helping clients achieve for years. Don't leave your legacy up to chance â contact our office today and secure your future generations.CONTACT US
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.WEDNESDAY, APRIL 13TH, 2022 Scores:ST...
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.
In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.
In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.
WEDNESDAY, APRIL 13TH, 2022 Scores:
SITE: HANAHAN HIGH SCHOOL
GAME 37: 5:00 OCEAN LAKES, VA 1 VS. PROVIDENCE, NC 3
GAME 38: 7:30 HANAHAN, SC 2 VS. HICKORY GROVE, NC 1
JAMES ISLAND CHARTER HIGH SCHOOL
GAME 39: 5:00 LUCY BECKHAM, SC 17 VS. OLYMPIC, NC 7
GAME 40: 7:30 OCEANSIDE COLLEGIATE, SC 0 VS. JAMES ISLAND, SC 10 – SEMIFINAL
GOOSE CREEK HIGH SCHOOL (SEDGEFIELD MIDDLE SCHOOL)
GAME 42: 5:00 STRATFORD, SC 12 VS. PINEWOOD PREP, SC 13
GAME 43: 7:30 GOOSE CREEK, SC 4 VS. TIMBERLAND, SC 1
ASHLEY RIDGE HIGH SCHOOL
GAME 44: 5:00 WOODLAND, SC 2 VS. REAGAN, NC 14
GAME 45: 7:30 ASHLEY RIDGE, SC 10 VS. ST. JOHN’S COLLEGE, DC 6 – SEMIFINAL
SUMMERVILLE HIGH SCHOOL (GREGG MIDDLE SCHOOL)
GAME 46: 5:00 HICKORY, VA 0 VS. ARDREY KELL, NC 10
GAME 47: 7:30 CATAWBA RIDGE, SC 2 VS SUMMERVILLE, SC 9 – SEMIFINAL
WEST ASHLEY HIGH SCHOOL
GAME 48: 5:00 FORT DORCHESTER, SC 7 VS. HILTON HEAD, SC 2
GAME 49: 7:30 WEST ASHLEY, SC 6 VS. NANSEMOND RIVER, VA 7 9 INNINGS
BISHOP ENGLAND HIGH SCHOOL
GAME 50: 5:00 BEAUFORT, SC 4 VS. RANDLEMAN, NC 7
GAME 51: 7:30 BISHOP ENGLAND, SC 6 VS. MAMARONECK, NY 3
WANDO HIGH SCHOOL
GAME 52: 5:00 PHILIP SIMMONS, SC 5 VS. BAMBERG EHRHARDT, SC 4
GAME 53: 7:30 WANDO, SC 12 VS. ST. EDWARDS, OH 10 – SEMIFINAL
Copyright 2022 WCSC. All rights reserved.
Tickets for upcoming tour dates are available now.Rising Inspirational Pop singer/songwriter NEDY is excited to announce she will be headlining the 2022 'You Matter Tour' with multiple dates spread across the U.S.!NEDY will be bringing her lively spirit to a stage near you, performing her latest single "Made To Be" along with other uplifting music that will have crowds on their feet. NEDY hopes to touch hearts and send messages of encouragement to each audience on the 'You Matter Tour.' With dates continuously being...
Rising Inspirational Pop singer/songwriter NEDY is excited to announce she will be headlining the 2022 'You Matter Tour' with multiple dates spread across the U.S.!
NEDY will be bringing her lively spirit to a stage near you, performing her latest single "Made To Be" along with other uplifting music that will have crowds on their feet. NEDY hopes to touch hearts and send messages of encouragement to each audience on the 'You Matter Tour.' With dates continuously being added, fans will not want to miss NEDY's energetic live performances!
"My heart and mission is to reach the world with the message of hope and value," shares NEDY. "I want every single person that hears my music to know that they matter and that they were created on purpose, with a purpose."
NEDY is currently in the works of her own anti-bullying faith-centered tv show called, 'In With The Outcasts' on Christian Television Network set to air late this summer/fall. NEDY recently released the remix video to her latest single "Made To Be."
Through neon colors, dynamic visuals, backup dancers, and more, the video showcases NEDY's individuality and undeniable spirit. Prompting viewers to get on their feet and match her energy, NEDY's talent shines within the lyrics of the tune, which serves as a reminder to be comfortable in the skin God gave us. The "Made To Be" Remix Video was premiered by Talk of Alabama, digitally by The Hollywood Times, and the single is available to download and stream on all digital platforms.
MAY 14 - Hanahan Amphitheater / Charleston, S.C.MAY 21 - Ashtabula, OhioMAY 27 - Jesus Is Lord Ministries / Adrian, Mich.MAY 28 - Central Community Church / Transfer, Pa.JUN 04 - Lake Bailee Recreational Park / Hamilton, OhioJUN 11 - Farmer's Market / St. Helen, Mich.JUN 12 - Lake St. Helen Baptist Church / St. Helen, Mich.JUN 18 - Kings Settlement Family Camp / Alpena, Mich.JUN 24 - Community Bible Church / SunRiver, Ore.AUG 12 - Holland, Mich.AUG 26 - Visible Music College / Memphis, Tenn.SEP 17 - Level Up Arcade and Billiards / East Ridge, Tenn.
For more information and to purchase tickets, visit here.
There have always been those whose hearts dance to the beat of a different drum, those who see the world in a different way, and those who find our differences far more beautiful than our similarities. NEDY is one of those people.
Armed with an enchanting spirit and a musical talent that is nothing short of stunning, NEDY is an inspirational pop artist poised to lead her loyal fandom into a brighter future. Her new single "Made to Be" now serves as the cornerstone to a new chapter in her career, in which her artistic soul never again tries to mold into someone else's expectations. THIS is the music that NEDY has waited a lifetime to create.
Jordan Fabian wasn't much of a morning person at the start of her college career, but after some struggles to excel on and off the field, she motivated herself to make changes. Now South Carolina softball's senior catcher is excelling in the classroom and on the diamond and recently received the Dodie Anderson Academic Enrichment Center MVP Award at the Gamecock Gala for her efforts."The biggest challenge was just doing it," sai...
Jordan Fabian wasn't much of a morning person at the start of her college career, but after some struggles to excel on and off the field, she motivated herself to make changes. Now South Carolina softball's senior catcher is excelling in the classroom and on the diamond and recently received the Dodie Anderson Academic Enrichment Center MVP Award at the Gamecock Gala for her efforts.
"The biggest challenge was just doing it," said Fabian who will graduate in May with a degree in exercise science and then attend graduate school. "I think a lot of things can be done when you just make the decision to do it. One day I decided that I would do better and feel better if I made the decision to change."
When she first arrived on campus, Fabian struggled to be at her best for morning workouts, which usually started around 6:30 a.m. Being alert in her morning classes was also a struggle.
"I was not morning person, honestly, not until last year," Fabian said with a laugh. "My teammates joke that I could sleep almost anywhere. They make fun of me how easily I fall asleep anywhere. My freshman and sophomore year, I would fall asleep on the airport floor when we were traveling. My sophomore year, we were playing at a tournament in Florida, and we had some time in between games, and I took nap on the bench in the dugout. I go to bed a lot earlier now. Even when I went to bed at a reasonable time, I didn't like the mornings."
Fabian would eventually take charge of her sleeping habits, and it paid off.
"I just decided that I needed to be more awake for weights. The weight sessions that we have for the team in the fall are something that I really value. I'm going into strength and conditioning (as a career), so being in the gym is something I value, and I felt like I wasn't getting as much out of it. I was going in there, and I was taking nap on the floor before we started! So, I didn't feel like I was getting as much out of it as I should because I was half asleep. I saw a correlation with the effort and energy I put into the weight room, and it showed on the field, power-wise and speed-wise. That was a big step for my career."
"At the beginning, it did seem like graduation was a long way away, but now we have just a couple of weeks until it's all done."
After struggling offensively her first two years on the diamond, Fabian broke through last year and was tied for the team lead in home runs and was fourth in runs batted in. This season, Fabian took it up another level and hitting in the leadoff spot in the lineup, her batting average has hovered around .300 and she is second on the team in home runs and RBI, while leading the Gamecocks in runs scored, walks, and stolen bases. The success also carried over into the classroom.
"I just really wanted to get more value out of what I was doing in the mornings," Fabian said. "I was enjoying the classes I was in because I was learning about the body and how it functions. I realized how crucial sleep was, so I worked on my sleep schedule a little bit. As athletes, we don't sleep that much, but I wanted to get more out of what I was doing. No matter what the grades were, I was learning!
"They were definitely very tough classes. The first six semesters, I was taking two science classes per semester. The lectures for both of those and the labs every semester were very challenging. I did feel like that some people understood it a little easier than I did. It just clicked for them. It was frustrating too because I felt like I was understanding the material, but the exam grades weren't showing me that. That was frustrating."
During her transition the Hanahan, S.C., native was happy to see the hard work pay off but keeping herself motivated every day was still a challenge.
"Classes were a little harder to motivate myself to stay awake for," Fabian said. "Along the same lines, I wasn't getting as much out of them as I could have been. I've had a bunch of professors say that some of the most important stuff is said in the first ten minutes and the last ten minutes of class. I was definitely missing out on a lot of those first ten minutes when I was still walking in half asleep.
"Classes were definitely harder than high school. It was a lot of science classes with chemistry and anatomy. I really have only done poorly in two classes here. I get As and Bs mostly, and I might have one or two Cs on my transcript, but there were two not-so-greats on my transcript. I did retake those classes and did do very well the second time. They were challenging courses."
Fabian intends to come back and play next year with the extra season of eligibility granted due to the COVID-19 pandemic. She is appreciative of the tutors and academic advisors at "the Dodie" who helped keep her on the right path. Once she became more disciplined with her sleep schedule, she found herself more prepared to achieve her goals.
"At the beginning, it did seem like graduation was a long way away, but now we have just a couple of weeks until it's all done," Fabian said. "I didn't think I wouldn't graduate, but I definitely wasn't sure after my freshman year if I would be staying in exercise science just because of the science load. Now I just feel relieved and super-happy. It's rewarding."
Knocking the No. 1 team off the mountain in any sport is difficult to accomplish. That team is thought to be No. 1 for a reason.It is especially arduous when there is an uphill battle ahead. But that didn’t deter the Hanahan Hawks baseball team after falling behind, 5-0, at Sportsman’s Field on a chilly, Saturday evening on the diamond against Oceanside Collegiate in April.The Landsharks, ranked No. 1 in Class AAA by the South Carolina Baseball Coaches Association, built their big lead in the top of the fourth innin...
Knocking the No. 1 team off the mountain in any sport is difficult to accomplish. That team is thought to be No. 1 for a reason.
It is especially arduous when there is an uphill battle ahead. But that didn’t deter the Hanahan Hawks baseball team after falling behind, 5-0, at Sportsman’s Field on a chilly, Saturday evening on the diamond against Oceanside Collegiate in April.
The Landsharks, ranked No. 1 in Class AAA by the South Carolina Baseball Coaches Association, built their big lead in the top of the fourth inning, one night after beating Hanahan in a close game. The Hawks were confident, though.
“That bunch believes they can always win,” Hanahan coach Brian Mitchell said. “They’ve got a lot of fight in them. That helps make them good. We didn’t think we were out of it. I can promise you that.”
Still, there was plenty work to do. The Hawks began their comeback in the bottom of the fourth inning, scoring two runs to pump some life into the dugout. With three more runs in the bottom of the sixth inning, Hanahan pulled even and talk of a victory celebration seemed more legitimate.
Neither squad could pull it out in the seventh and Oceanside grabbed momentum and a 6-5 lead in the top of the eighth inning on a two-out single off a diving Hanahan player’s glove.
Hanahan came right back to tie it at 6-6 on Ethan Walker’s one-out single in the bottom of the frame. The Hawks loaded the bases with two outs for Citadel signee Aryan Patel, a senior shortstop. He needed just a single to end it but emphatically sent the first pitch he saw over the fence in left field for a game-winning grand slam in the 10-6 victory.
“I had just gotten done saying he’s going to end it,” Mitchell said. “He’s a senior. He’s a heck of a player. He’s as clutch as he can be. We were happy to see him going up to the plate.”
Patel’s heroics set off a frenzied celebration around home plate as the Hawks successfully completed their comeback against the No. 1 team in the state.
Patel and Walker each finished 2 for 5 for the Hawks and reliever Brick Nichols earned the win on the mound. Nichols pitched three innings and struck out five batters.
After 28 years of coaching and teaching at Goose Creek High School, Tim Baldwin is moving on.Baldwin built the Goose Creek girls basketball program into a state powerhouse, winning nearly 450 games and four state championships. His teams played for six state titles and won 14 region championships, which included a string of 17 consecutive 20-win seasons.Baldwin opted to put in his retirement papers earlier this year, deciding that 28 years of teaching special education was enough. Like many before him in various schools around ...
After 28 years of coaching and teaching at Goose Creek High School, Tim Baldwin is moving on.
Baldwin built the Goose Creek girls basketball program into a state powerhouse, winning nearly 450 games and four state championships. His teams played for six state titles and won 14 region championships, which included a string of 17 consecutive 20-win seasons.
Baldwin opted to put in his retirement papers earlier this year, deciding that 28 years of teaching special education was enough. Like many before him in various schools around the area and state, Baldwin was hoping to be rehired on a limited basis as a teacher, which would afford him the opportunity to continue coaching. That did not happen as Goose Creek’s leadership opted to hire Jabari Deas as the new coach last week.
“It’s unfortunate and I am disappointed, but I am moving on,” said Baldwin, who also is a Goose Creek High graduate. “They wanted a change and I’m okay with that. I had a great run. I coached some great players and I was able to coach at a place where we had great support. I had great assistant coaches and together we built something. It came down to the school wanting a full-time teacher to be the head coach.”
While Baldwin harbors no bitterness, he admits he was “more than a little disappointed” with how things ultimately went down. Baldwin was not informed by anyone at the school of their decision to go in another direction. He found out late Friday afternoon from a friend who read about it on social media.
“I’m disappointed that no one told me Friday at school,” Baldwin said. “I never got a chance to bring my team in and tell them. I was there all day and no one said a word. That bothers me. Not being able to tell my team before it was announced doesn’t sit well with me. I thought maybe I had earned that opportunity.”
Baldwin said he has received several calls about coaching possibilities and has a plan in place to continue to coach the sport he loves.
“I will coach again, in some capacity, that’s for sure,” Baldwin said. “I still want to coach and I have a plan moving forward. I’m not looking back. My eyes are on the future.”
In addition to Goose Creek, several other area schools are in the midst of coaching changes in basketball. Wando boys coach Chris Warzynski announced on May 9 that he was stepping down to accept a position at Pendleton High School in the Upstate. Warzynski has been at Wando as an assistant and head coach for the last 15 seasons.
Berkeley and Burke also are looking for head coaches for boys basketball.
The Lower State baseball final four brackets have been set with first-round games on May 12. The brackets consist of four teams in each classification in a double-elimination format. In Class AAAAA, the final four teams in the Lower State are Lexington, Chapin, Summerville and Berkeley. The Class AAAA Lower State bracket includes James Island, Hartsville, Airport and Beaufort.
In Class AAA, Hanahan and Oceanside Collegiate are joined by Brookland-Cayce and Gilbert. Woodland and Philip Simmons are two of the final four in the Class AA bracket, along with Andrew Jackson and Buford.
In softball, district championships will be decided on May 11. Local teams involved in championship games include Cane Bay, Summerville, Wando and Berkeley in Class AAAAA, and Hanahan in Class AAA.