Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in James Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time â and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in James Island that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in James Island. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Dill & Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning â building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in James Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in James Island, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in James Island, SC, your trust can also:
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes â something that we have been helping clients achieve for years. Don't leave your legacy up to chance â contact our office today and secure your future generations.CONTACT US
They call Rock Hill, S.C., “Football Town, U.S.A.” for good reason. When you look back through the last 20 years of NFL Draft data for the University of South Carolina, more in-state Gamecocks that are from the city have been drafted than from anywhere else.Of the 36 in-state Gamecocks who have been selected, five are from Rock Hill. That also includes three of South Carolina’s five first rounders during that time period that have hailed from the state and the No. 1 pick in the 2014 NFL Draft, defensive end ...
They call Rock Hill, S.C., “Football Town, U.S.A.” for good reason. When you look back through the last 20 years of NFL Draft data for the University of South Carolina, more in-state Gamecocks that are from the city have been drafted than from anywhere else.
Of the 36 in-state Gamecocks who have been selected, five are from Rock Hill. That also includes three of South Carolina’s five first rounders during that time period that have hailed from the state and the No. 1 pick in the 2014 NFL Draft, defensive end Jadeveon Clowney.
Here's a look at some interesting data as it relates to what parts of the state of South Carolina lead the way in sending top talent to the Gamecocks and ultimately the NFL.
Here’s how it breaks down by county. York County, where Rock Hill is located, is tied at the top.
Troy Williamson (Silver Bluff)
A.J. Cann (Bamberg-Erhardt)
Devin Taylor (Beaufort)
Alshon Jeffery (Calhoun County)
Langston Moore (James Island)
Sidney Rice (Gaffney)
Sheldon Brown (Lewisville)
D.J. Swearinger (Greenwood)
Shi Smith (Union County)
Of the five South Carolina products that have played for the Gamecocks and been drafted in the first round during this time period, three are from Rock Hill and one each from Aiken and Goose Creek.
Joseph- NorthwesternClowney/Gilmore- South PointeWilliamson- Silver BluffKinlaw- Goose Creek
The Gamecocks have had more in-state prospects at wide receiver drafted than at any other position during this time period. Seven receivers have been picked. If you look closely nearly all of them are in the process of or were extremely productive in the NFL, too. There was one first round pick, Williamson, in the group (he’s one that was not). Rice, Jeffery and Samuel were all early second round picks.
Here’s how the numbers break down by position.
Wide receiver- 7Offensive Line- 6Cornerback- 5Defensive End- 5Linebacker- 4Defensive Tackle- 3Safety- 3Tight End- 2Running Back- 1
Of the 36 listed, 17 rated four stars out of high school, 13 were rated three stars, there were three two stars, two five stars and one that was not rated as a football prospect.
Now, a lot of this depends on what you consider what region in the state of South Carolina (it's understood that that is up for debate). Using a map that had four larger regions that included the Rock Hill area with the Midlands and a large portion of the state simply as the Lowcountry (Charleston all the way down to Beaufort/Hilton Head), this is how it broke down. ??Again, the geography here could be broken down even further.
Midlands (including Rock Hill)- 13Pee Dee- 8Upstate - 8Lowcountry- 7
Outside of the Rock Hill area, the talent in the Palmetto State is basically spread evenly throughout. Given that it is a smaller state, it's good that there aren't very many "talent desert regions".
There are a few that overlap that were recruited by one coaching staff, but played for another in the year they were drafted. Here’s the recruited by breakdown.
This is how it breaks down when you categorize which staff coached them the year they were drafted.
Spurrier- 20Holtz- 9Muschamp- 7
Round 1: 5Round 2: 5Round 3: 4Round 4: 5Round 5: 2Round 6: 9Round 7: 6
There is no question that recruiting the state of South Carolina well is paramount for the Gamecocks. In fact, of the 15 first-round draft picks the program has produced in its history, nine are from the state (four from the Rock Hill area). With an diverse geographic balance to the pool of players in the Palmetto State outside of the hotbed in York County, it’s important for any staff to not go over the in-state players everywhere with a fine toothed comb. Current Gamecocks head coach Shane Beamer and his staff have done an excellent job with that in the short time they have been at Carolina.
These numbers also will rise as the state of South Carolina continues to grow population-wise. It only strands to reason that the more people within a state that cares about football, the more players that state will produce. There isn’t enough to stock an entire SEC football program with quality depth mostly from the in-state talent base right now and may not ever be, but the state is growing.
Also, you see by looking at the names through the years how important getting the best from the state is to this program. You are never getting them all, but when the Gamecocks have cycled up, they have gotten their share of the cream of the crop.
The price tag for the long-planned extension of the Mark Clark Expressway from West Ashley across Johns Island to James Island has suddenly tripled.The S.C. Department of Transportation’s new construction estimate is a whopping $2.35 billion — or more than three times the projected cost when it was last calculated in 2015.The impact on Charleston County would be dramatic and those in charge have expressed concern the future of the road plan is in doubt.“I don’t know if people are going to have an ...
The price tag for the long-planned extension of the Mark Clark Expressway from West Ashley across Johns Island to James Island has suddenly tripled.
The S.C. Department of Transportation’s new construction estimate is a whopping $2.35 billion — or more than three times the projected cost when it was last calculated in 2015.
The impact on Charleston County would be dramatic and those in charge have expressed concern the future of the road plan is in doubt.
“I don’t know if people are going to have an appetite for it,” said Council Chairman Teddie Pryor. “Where are we going to get the extra money from?”
With the state’s share of the cost capped at $420 million, Charleston County had expected to contribute about $305 million to the project under the previous $725 million estimate.
Now, the county’s share would be more than $1.9 billion.
“We’ll wait to see how the county responds,” said state Secretary of Transportation Christy Hall. “Our recommendation remains ... to proceed with preliminary activity on the project and get to the point where it would be shovel-ready.”
In a letter to the county April 25, Hall said DOT is asking the county and the state Transportation Infrastructure Bank Board for approval to spend $150 million for ongoing work to make the road plan ready for bids. The county would pay half that amount.
Beyond that, the highway department wants to county to demonstrate “a reasonable financial approach to the entire project.”
Pryor said the County Council will discuss the issue when it meets at a regularly scheduled meeting at 5 p.m. today, April 26. He said the county would likely need federal assistance, new taxes, or both, in order to fund such a project.
The county and the state have each spent about $12.5 million on the project so far, he said.
“The longer this thing is delayed, the more it’s going to cost,” said Pryor.
Hall said one reason the cost has gone up so much is the soaring price of real estate in Charleston County. Acquiring the land needed for the road would cost an estimated $261 million, she said.
The DOT estimate assumes construction could begin in 2028, and also assumes there would be two or three years of litigation before that.
If completed, there would be a highway loop around Charleston, with the interstate running from Mount Pleasant across Daniel Island, North Charleston and West Ashley, then becoming more of a parkway across Johns Island and connecting to the James Island Connector on James Island.
This is a developing story and will be updated.
JAMES ISLAND, S.C. (WCIV) – How many times have you driven past Chick-Fil-A and seen a line of cars wrapped around the drive-thru line?This seems to be the case with a location on James Island, and Chick-Fil-A has submitted a variance request to expand the property.During the breakfast or lunch rush, Folly Road near the Chick-Fil-A can turn into a parking lot.Bo Grimes lives down the street, and says six days a week, it’s the same story.”People like myself actually trying to go to work or things ...
JAMES ISLAND, S.C. (WCIV) – How many times have you driven past Chick-Fil-A and seen a line of cars wrapped around the drive-thru line?
This seems to be the case with a location on James Island, and Chick-Fil-A has submitted a variance request to expand the property.
During the breakfast or lunch rush, Folly Road near the Chick-Fil-A can turn into a parking lot.
Bo Grimes lives down the street, and says six days a week, it’s the same story.
”People like myself actually trying to go to work or things like that, are being blocked by the actual line of the customers,” he says. “It’s like you’re getting stuck in the line. It’s like you’re waiting in line for something you’re not going to buy.”
Chick-Fil-A is trying to help with traffic flow and the drive through line and has filed a “variance request” with the town of James Island to remove trees around the property, and add on for a double drive-thru.
Mikell Fosberry has seen the traffic headaches, and says if the expansion helps with the congestion, he supports the construction.
“I trust Chick-Fil-A. They usually do a pretty good job of keeping the traffic moving at a lot of their locations,” he says.
Not everyone is thrilled. In the Facebook group “Save James Island”, some people posted comments about the preservation of the trees. One person posted “I enjoy Chick-Fil-A as much as anyone else, but I’d like to preserve the integrity of our island more than I need a chicken nugget.”
Another posted "James Island has the prettiest CFA in Charleston--beautifully landscaped with MANY pretty trees. Please do not ruin it!"
The request still has to be approved before construction can begin, but Grimes wants to see something done to get the cars through the line.
“I guess I just notice the traffic blockage more than I noticed the trees.”
We reached out to Chick-Fil-A to find out more about their request. A spokesperson said in a statement:
“Chick-fil-A planted 11 of the 12 trees proposed for removal at the James Island restaurant when it opened 16 years ago. We’re committed to being a good neighbor in James Island and are working on plans to help minimize any future traffic impacts. As part of this we would also replace any trees, including one already damaged by lightning.”
The zoning request will be considered during a Board of Zoning Appeals meeting Tuesday night. You have until 12 p.m. on Tuesday to submit a comment.
The Town invites the public to submit comments on this case prior to the meeting via email to firstname.lastname@example.org referencing Case #3-22-028 and #3-22-029.
The Holy City might be known for some good old shrimp ‘n grits + she crab soup, and pizza may not be the first thing that comes to mind. That doesn’t mean there aren’t some really good options. We did some digging to find a few of the best local pizza spots around town and ...
We did some digging to find a few of the best local pizza spots around town and we’re sharing the knead-to-knows.
Pizzeria di Giovanni, 40 N. Market St. | Check out Neapolitan-style pizza paired with a Greek salad.
Sabatino’s Pizza, 151 Calhoun St. | Consistency is key and Sabatino’s passes the test. Bonus: Head to the walk-up window for a slice.
Orlando’s Pizza, 230 Mathis Ferry Rd. + 295 Seven Farms Dr., Daniel Island | You can’t beat the two-slice lunch special — $8 for cheese and $9 for a topping.
Amalfi’s Italian Restaurant & Pizzeria, 664 Long Point Rd. | Pro tip: Try the Sicilian–style pizza.
Park Pizza, 1028 E. Montague Ave. | Mix up your usual order with the pizza of the month.
EVO Pizzeria, 1075 E. Montague Ave. | Pair your snack plate dinner special with a local draft beer from Indigo Reef or Revelry.
Slice Co., 1662 Savannah Hwy. | Enjoy fresh mozzarella or vegan cheese, both made in-house.
PizzaVola Express James Island, 1041 Folly Rd. | Choose a slice, a pie, or an Italian dish at this one-stop shop.
Hollywood Pizza, 6231 Hwy. 162, Hollywood | Enjoy a keto pizza bowl or pie at an outdoor table — it’s worth the drive.
Heads up, this is not a comprehensive list. Didn’t catch your favorite local spot this time around? Share it with us.
The project's supporters suggest prices may soon fall, reducing the cost of I-526.CHARLESTON, S.C. — South Carolina's road agency says the cost to build a long-debated completion of the Interstate 526 loop has tripled to more than $2.3 billion because of rising costs of land and construction.The state's share of the Mark C...
The project's supporters suggest prices may soon fall, reducing the cost of I-526.
CHARLESTON, S.C. — South Carolina's road agency says the cost to build a long-debated completion of the Interstate 526 loop has tripled to more than $2.3 billion because of rising costs of land and construction.
The state's share of the Mark Clark Extension is capped at $420 million in a 2019 agreement with the Charleston County, meaning the county would need to find nearly $2 billion to complete the project — six times more than it planned.
The highway would start at the west end of I-526 in West Ashley, cross on to Johns Island and run back off the island to James Island. It would end at the James Island Connector.
“This, to me, is a perfect opportunity for Charleston County Council to walk away from this project,” Jason Crowley of the Coastal Conservation League told The Post and Courier of Charleston.
The league has fought the new highway for years, saying it would benefit few people and harm many.
A large portion of the project would go through Charleston. Mayor John Tecklenburg said the I-526 extension is vital.
"Our West Ashley and island residents need and deserve the traffic relief and public safety improvements this project will bring,” Tecklenburg said in statement.
The I-526 extension is separate from another project to widen the mostly four-lane interstate that links Mount Pleasant to the state port, Interstate 26 and West Ashley. The freeway has been busy because of the Charleston area's growth.
State officials said it could cost around $7 billion to expand I-526 to eight lanes, untangle its intersection with I-26 and build or expand several bridges along the route.
For the I-526 extension, the South Carolina Department of Transportation is asking Charleston County to show it still wants to fund the project, estimating the county would need to pay about $75 million to get ready for bids.
“I don’t know if people are going to have an appetite for it,” said County Council Chair Teddie Pryor. “Where are we going to get the extra money from?”
The project's supporters suggest prices may soon fall, reducing the cost of I-526. Charleston Metro Chamber of Commerce said, though, that further delays show costs inevitably rise.
“The current cost of the project heightens the important need of completing this effort now," the chamber said.