Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Ladson, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time â and that time is now.
We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.
At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?
Many of the clients in Ladson that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:
If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Ladson. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.
The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.
Our firm specializes in several areas of estate planning and family law, including:
At Cobb Dill & Hammett, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.
As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.
Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.
The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning â building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.
Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.
Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.
Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.
In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.
If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.
One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.
Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.
The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:
If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Ladson, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.
One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.
With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.
At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.
If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:
As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:
Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Ladson, SC, to create and update your will.
The contents of a will typically include:
Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.
Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.
For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.
Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.
With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.
There are two distinct trust categories that you should be aware of: revocable and irrevocable.
Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.
This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.
When drafted with the help of an estate planning lawyer in Ladson, SC, your trust can also:
If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes â something that we have been helping clients achieve for years. Don't leave your legacy up to chance â contact our office today and secure your future generations.CONTACT US
$3.4 million initial investment will create approximately 1,200 new jobs by 2022 COLUMBIA, S.C. – TELUS International, a customer experience innovator that designs, builds and delivers digital solutions for global brands, today announced plans to establish operations in Charleston County. The $3.4 million initial investment will create approximately 1,200 new jobs by 2022.TELUS International provides multilingual digital customer experience and digital IT solutions to clients all ...
COLUMBIA, S.C. – TELUS International, a customer experience innovator that designs, builds and delivers digital solutions for global brands, today announced plans to establish operations in Charleston County. The $3.4 million initial investment will create approximately 1,200 new jobs by 2022.
TELUS International provides multilingual digital customer experience and digital IT solutions to clients all over the world. The company has over 56,000 team members, operates in more than 25 countries and partners with brands across high-growth industry verticals, including: technology and games; communications and media; eCommerce and fintech; healthcare and travel; and hospitality. In the United States, TELUS International also has operations in Folsom, California and Las Vegas, Nevada.
Located at 3450 Ingleside Boulevard in North Charleston, TELUS International’s new facility will increase the company’s operating capacity to meet growing customer demand.
TELUS International is currently welcoming team members into the new facility. Individuals interested in joining TELUS International should visit the company’s careers webpage.
The Coordinating Council for Economic Development has approved job development credits related to the project.
“We are thrilled to be expanding into North Charleston and tapping into the region’s attractive talent pool to support our company’s continued growth, as well as becoming more actively involved in the months and years ahead in community giving and volunteer initiatives to contribute to the health and well-being of the region’s citizens." -TELUS International Chief Operating Officer Chuck Koskovich
“We’re excited to welcome TELUS International to South Carolina and celebrate their decision to do business in our state. By creating approximately 1,200 new jobs in Charleston County, this company is making a commitment to the entire community that will make a real difference in the lives of South Carolinians, and we couldn’t be more excited.” -Gov. Henry McMaster
“Today, we congratulate TELUS International on the announcement of their first South Carolina operations. This $3.4 million initial investment and the creation of more than 1,200 new jobs represent a tremendous win for Charleston County and South Carolina.” -Secretary of Commerce Harry M. Lightsey III
“We continue to prove ourselves as a destination to call on for business growth. This is a significant win for Charleston County, and we are thrilled with the addition of 1,200 jobs for our citizens.” -Charleston County Council Chair Teddie Pryor
"Our three-county region is a globally competitive destination for business, talent and entrepreneurs. TELUS International selected Charleston for its competitive advantages and business-friendly environment. This international company will be an important part of our market's growing global economy and IT community, and we look forward to its continued success." -Charleston Regional Development Alliance Board Chair Mike Fuller
COLUMBIA, S.C. – ...
COLUMBIA, S.C. – Elbit Systems of America, LLC, a subsidiary of Elbit Systems Ltd., today announced plans to establish operations in Charleston County. The project will create approximately 300 new jobs.
Founded in 1983, Elbit Systems of America, LLC is a leading provider of high-performance products and system solutions focusing on the defense, homeland security, commercial aviation and medical instrumentation sectors.
Located at 9028 Palmetto Commerce Parkway in North Charleston, Elbit Systems of America, LLC’s new facility will increase the company’s manufacturing capacity and support future growth for new products.
The new facility is expected to be operational by fall 2022. Individuals interested in joining the Elbit Systems of America, LLC team should visit the company’s careers webpage.
The Coordinating Council for Economic Development has approved job development credits related to this project. Charleston County was also awarded a $700,000 Set-Aside grant to assist with costs related to this project.
“This is an exciting milestone for Elbit America, building on decades of investment and growth in the U.S. defense market. Establishing this facility is part of a strategy to increase Elbit’s engineering and manufacturing capabilities in the U.S. and contribute to strengthening America’s defense industrial base. We selected South Carolina due to its strong support for economic development, the availability of skilled workforce and the existence of a robust supply chain.” -Elbit Systems of America President & CEO Raanan Horowitz
“Elbit Systems of America, LLC’s decision to create approximately 300 jobs within South Carolina is a huge win for Charleston County and the entire state. This project is an example of what we are capable of as members of Team S.C. We are excited to welcome this company and look forward to supporting them for many years to come.” -Gov. Henry McMaster
“South Carolina continues to show itself as extremely competitive for companies looking to set up new operations. Elbit Systems of America, LLC’s decision to locate its new facility in South Carolina is another sign that our state’s business-friendly climate, skilled workforce and exceptional market access are working to attract investments that create new jobs within our borders.” -Secretary of Commerce Harry M. Lightsey III
“Charleston County is fortunate to have Elbit Systems of America, LLC join the ranks of our growing innovative ecosystem. We work hard each day to make our community business-friendly, resulting in the attraction of private investment and the creation of new job opportunities for our citizens.” -Charleston County Council Chairman Teddie Pryor
“The Port of Charleston is the nation’s most productive and efficient port. Charleston’s globally-connected infrastructure, robust defense sector, established automotive supply chain and reputation as a talent magnet influenced the company’s decision to locate here to better serve its customers. Elbit Systems of America, LLC will be a tremendous asset to our thriving defense, automotive and advanced manufacturing clusters.” -Charleston Regional Development Alliance Board Chairman Mike Fuller
Fire danced on the shed walls, sheltering Jake, his siblings and his mother. His mother and siblings escaped unharmed, but a piece of the inflamed ceiling fell on the 3-week-old puppy.Seven years later, Jake the pit bull from Ladson, S.C., is one of the semifinalists for the 2022 American Humane Hero Dog Awards out of 400 candidates from across the country.“When we got him out of the shed, he wasn’t breathing, wasn’t moving. I started doing mouth-to-snout until we got our pet oxygen mask,” said William L...
Fire danced on the shed walls, sheltering Jake, his siblings and his mother. His mother and siblings escaped unharmed, but a piece of the inflamed ceiling fell on the 3-week-old puppy.
Seven years later, Jake the pit bull from Ladson, S.C., is one of the semifinalists for the 2022 American Humane Hero Dog Awards out of 400 candidates from across the country.
“When we got him out of the shed, he wasn’t breathing, wasn’t moving. I started doing mouth-to-snout until we got our pet oxygen mask,” said William Lindler, Jake’s handler and one of the firefighters on the scene of that shed fire in 2015.
Jake was rushed to a local emergency vet’s office by a firetruck in Ladson. Jake began breathing on his own on the trip, but burns marred 75% of his tiny body.
His recovery took about three or four months, and on top of that, the young pit bull’s family abandoned him at the veterinarian’s office.
The office manager of the veterinarian clinic told Lindler that the family had been given options to proceed with Jake’s treatment and were left in the waiting room to fill out some forms.
“About five minutes later, they looked into the waiting room and they were gone,” Lindler said. “And they had just left the clipboard blank with the paperwork on it in the chair in the waiting room.”
After finding out what happened, Lindler automatically decided to adopt the puppy.
Jake followed Lindler to the fire station each day and was eventually sworn in as an Honorary Firefighter and the official mascot. The dog usually went with the team for truck rides and visited schools for fire prevention weeks with his dad.
When Jake wasn’t allowed to ride with the team to calls, things got a little messy. The first year Lindler had him, his wife bought Jake a TempurPedic dog bed for the station. Lindler and his team went out on a call and left Jake at the station because Lindler thought it was too late at night to take the dog along.
When Lindler got back, Jake was found standing on top of the kitchen table, staring at the firefighters with stuffing littered around him.
“It looked like it had snowed in the kitchen because he had totally destroyed that bed,” Lindler laughed. “He was accustomed to going with us on the trucks, but it was about 9 o’clock at night so I just decided to leave him at the station. Well, obviously, he did not like that very much.”
Jake was the star of Ladson’s City Hall and the schools during his three years as an ambassador. Although he had been burned badly, he was always happy to promote the positives and help out with demonstrations.
“The (students) absolutely loved him. I guess they thought it was the neatest thing that there was a puppy that wore a firefighter coat just like us and had a little helmet,” Lindler said.
Jake still carries fame today on social media, which led the American Humane Society to reach out to Lindler about entering Jake into the hero dog contest. His Instagram, “jakethefirepibble,” has more than 23,000 followers as of June 7.
“A couple of his canine buddies have competed in it in years past, and I always thought it was cool when they were doing it, but I never thought about, ‘Could I enter Jake? Should I enter Jake?” Lindler said.
Lindler said he hopes Jake’s story has a positive impact on everyone who’s heard it or has met Jake.
“Everyone has some form of scars, but you shouldn’t let those scars define you,” Lindler said. “(Jake’s injuries) do not slow him down one bit.”
Voting is open to choose the seven finalists in the 2022 American Humane Hero Dog Awards and will close July 22 at 3 p.m.
If you’d like to vote for Jake in the 2022 American Humane Hero Dog Awards and see the other nominees, visit www.herodogawards.org.
LADSON, S.C. (WCIV) — Officials with Trident Medical Center are officially breaking ground on a new, standalone behavioral hospital!It will be the first the first freestanding ...
LADSON, S.C. (WCIV) — Officials with Trident Medical Center are officially breaking ground on a new, standalone behavioral hospital!
It will be the first the first freestanding behavioral hospital to open in the Lowcountry in over 30 years.
The nearly 58,790-square-foot facility in Ladson will include a single-story hospital and interior courtyard with space for recreation and therapy. The facility will have “state of the art” inpatient and outpatient services for Lowcountry residents.
The main difference this building will provide in comparison to general hospital care is more of a focus and extended resources for geriatric and adolescent care. The behavioral hospital will continue adult care as well.
The medical director for behavioral health at Trident, Jeffrey Culver, says he starts every day in the emergency room.
Currently, there are only 250 beds for mental health patients in the Lowcountry, and without a dedicated space for them — in most cases — a lot of them must go to the emergency room.
But with the construction of this new facility, Culver hopes it will help provide a safe space for real change and will get more people the help they need.
“I fully expect when this facility opens, that the dialogue both locally and nationally will continue to help chip away at that stigma. I think we're still a long way from where we need to be, where we can talk about mental health and mental illness the same way we talk about things like heart disease and cancer, but we're getting there. And I think being able to open up a brand-new facility and have people see that what we're doing is part of medicine,” Culver said.
ABC News 4's Sean Mahoney spoke with longtime mental health advocate Kelly Troyer, who works with the National Alliance of Mental Illness - Greater Charleston area.
She says the Lowcountry has come a long way in providing mental health services, but that there is still more work to be done and she hopes this will help kickstart that change.
Troyer also says the need for mental health services has drastically increased over the course of the pandemic.
The City of Charleston reported a 78.1 percent increase in the number of suicides from 2020 to 2021.
Troyer also has a personal connection to mental illness, as her son, Alex, was diagnosed with schizophrenia at a young age. She says finding resources in the Lowcountry was nearly impossible in the beginning, as she had to go out of state for care.
However, she says the construction of this new facility is a step in the right direction.
“As far as access to service, no, there's not enough in our state, especially in the rural areas. Then also, even here in the Lowcountry, we have great resources and we have people. But look at the Latino community and the African-American community, there's more [of a ] stigma around mental health conditions, so they don't reach out as much to the access that's here,” Troyer said. “So this groundbreaking of this hospital is very good news for us in our community. And we want to celebrate that.”
The hospital is expected to start out with 60 inpatient beds with the ability to expand and also will provide outpatient resources.
Construction started on the $30.4 million facility started in December, but officials with Trident waited until Thursday to hold the ceremony because of the weather.
Work is expected to wrap up in spring of 2023.
The groundbreaking ceremony and celebration is taking place at 11 a.m., at the construction site, which is about two miles from Trident Medical Center and right off highway 17 in Ladson, at 3445 Ingleside Boulevard.
DORCHESTER COUNTY, S.C. (WCSC) - Dorchester County Fire Station 21 on Ladson Road is now closed while construction begins on a major remodel.The $3.3 million project will see the station completely demolished and reoriented so the building faces the road.Fire Chief Tres Atkinson says the new station is part of the county’s strategy for redeveloping the Oakbrook area. He says the new station will have four bays, office space, living quarters and at least six bunkrooms.“This is a big deal for this area. I think...
DORCHESTER COUNTY, S.C. (WCSC) - Dorchester County Fire Station 21 on Ladson Road is now closed while construction begins on a major remodel.
The $3.3 million project will see the station completely demolished and reoriented so the building faces the road.
Fire Chief Tres Atkinson says the new station is part of the county’s strategy for redeveloping the Oakbrook area. He says the new station will have four bays, office space, living quarters and at least six bunkrooms.
“This is a big deal for this area. I think not so much for the call volume but just the way this area is growing and the way it looks,” Atkinson said. “We really need to make it fit the ticket for the remodel of the Oakbrook area. We really need to make this more aesthetically pleasing, and I think it’s a win for both sides - for the fire service and for the community as well.”
It will also feature a weight room and a dedicated area for turnout gear. This is a decontamination area to purge gear of harmful chemicals picked up during fire calls. Many of those chemicals are carcinogenic, meaning they can cause to cancer.
The project is currently $300,000 over the original budget with construction expected to be completed sometime next year, although a more specific timeline is not yet available. In the meantime, the fire trucks and ambulances have been moved to other areas.
That has some people living in the area concerned.
“The new station will be great in the long run, but I am just concerned that they were not planning their coverage in the meantime,” said Fred K. “There are numerous apartment buildings being constructed within a half mile from here. How are we going to have the same coverage while this construction is going on?”
Atkinson says they moved the fire engines to Station 22, about four miles away. They transferred EMS services to a Summerville fire station one mile away.
“We worked with our automatic aid partners in Summerville and North Charleston,” Atkinson said. “North Charleston has two stations right close by. . . There really won’t be a big impact to the response times.”
Fred’s concern isn’t about distance so much as it is about traffic.
“I’ve seen EMS have to drive over the concrete medians they put down on Dorchester Road. It’s not too easy for them to get down this way in heavy traffic,” Fred said. “The areas they have to go through are some of the most congested traffic in Dorchester County up here on Ladson Road and Dorchester Road. There’s so much more traffic here than there used to be even from just a few years ago. "
Atkinson says they’ve done the math and can guarantee there will not be a noticeable change in response times.
“We’ll be on scene very quickly,” Atkinson said. “It’ll be a big truck, a big red truck and it might say North Charleston or Summerville or Dorchester County on it but we’ll be there in a timely manner.”
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